You probably don’t think about your roof every day.
It’s just there, silently protecting your home.
But over time, small, unnoticed issues can build up. A few loose shingles after a storm, hidden moisture creeping under the surface, or flashing that’s pulled away from the edges.
These are the kinds of problems that don’t seem urgent until they turn into expensive repairs or even a full roof replacement.
Roofs don’t last forever. Most have a lifespan of 30 to 50 years, depending on the material and upkeep. But waiting until there’s visible damage can cost you more in the long run.
Regular inspections help catch problems early, ensuring your roof stays strong and secure no matter the season.
So, how often should you schedule a roof inspection?
That depends on a few important factors that every Midwest homeowner should keep in mind.
Key Takeaways
- Regular inspections prevent minor issues from becoming costly repairs.
- Midwest weather causes faster roof wear, especially from snow and hail.
- Roofs over 15 years old should be inspected at least twice a year.
- Different roofing materials require different maintenance schedules.
- Professional inspections help identify hidden damage before it worsens.
1. The Lifespan of Your Roof: How Old Is Too Old?
As your roof gets older, it becomes weaker and less able to handle the weather. Even if it looks fine, small problems can build up over time, leading to costly repairs. Regular inspections help catch these issues early and keep your roof in good shape.
Roofing materials wear out at different rates. Asphalt shingles last 20 to 30 years, while metal roofing can last 40 to 70 years. Tile roofs are the most durable, often lasting 50 years or more. Knowing your roof’s lifespan helps you plan for maintenance and future replacements.
However, weather, maintenance, and how well it was installed all affect its lifespan.
Here’s a general guideline based on your roof’s age:
Less than 5 years old
If your roof is still new and installed correctly, a check-up every two years is usually enough. This helps keep your warranty active and spots any early mistakes.
5 to 15 years old
Over time, your roof faces more sun, wind, and storms. A yearly inspection can help find small cracks, leaks, or worn-out shingles before they turn into bigger issues.
15+ years old
Once your roof reaches this age, it’s more likely to have damage. Checking it twice a year, especially before and after storm seasons, helps catch weak spots and prevent major repairs.
Pro Tip: If your roof is over 15 years old, don’t wait for leaks to appear. Getting it checked twice a year can help it last longer and save you from expensive surprises.
2. Midwest Weather: How Storms, Snow, and Seasons Take a Toll
If you live in the Midwest, you know how unpredictable the weather can be. One day it’s sunny, and the next, a sudden storm rolls in. The region’s extreme temperature swings and seasonal storms can put a serious strain on your roof.
Midwest weather isn’t just harsh; it’s a major factor in how often your roof should be inspected. Here’s how it impacts your roof:
Winter
In Wisconsin, temperatures can drop below -20°F, and roofs must handle multiple feet of snow at a time. This weight strains the structure, while ice dams caused by melting and refreezing snow can force water under shingles, leading to leaks.
Spring
Illinois and Indiana frequently see hailstorms, with hailstones large enough to dent metal roofs and crack shingles. Spring storms also bring strong winds that can tear shingles off or loosen flashing, making the roof vulnerable to water damage.
Summer
The heat waves that roll through Illinois and Indiana bring scorching temperatures over 90°F, causing asphalt shingles to expand and contract, leading to cracks and premature wear.
Fall
Wisconsin’s dense tree cover means clogged gutters are a major issue. Leaves and debris trap moisture, leading to rotting wood, mold growth, and standing water that can seep under your roofing materials.
Imagine this: It’s January, and you notice some ice buildup on your roof. It doesn’t seem like a big deal, but as winter turns to spring, melting snow seeps in, causing hidden mold growth.
What could have been caught with a quick mid-winter inspection now requires costly attic repairs and roof patching, all because the problem went unchecked.
Pro Tip: If a major storm has passed through your area, schedule a roof inspection immediately, even if your roof looks fine. Hidden damage can worsen over time, leading to expensive repairs down the road.
3. Your Roof’s Material: What It’s Made Of Matters
Not all roofs wear out the same way.
The material your roof is made of determines how often it should be inspected and what types of damage to look for. Some require frequent checkups, while others hold up well with less maintenance.
- Asphalt Shingles – The most common roofing type in the Midwest, asphalt shingles are affordable but prone to weather damage. By the 10-year mark, inspect them annually for curling, cracking, or granule loss.
- Metal Roofs – Extremely durable and long-lasting, metal roofs need fewer inspections every 2-3 years, but watch for rust, dents, and loose fasteners, especially after storms.
- Wood Shake Roofs – Beautiful but high-maintenance, wood shakes should be inspected yearly for rot, mold, or insect damage, as moisture can shorten their lifespan.
- Tile Roofs – These last decades but can be brittle. Annual inspections help spot cracked or shifted tiles that could lead to leaks.
Your roof type affects how often it should be inspected. Some roofs hold water longer, while others face wind damage. Here’s what to watch for:
- Flat Roofs – More prone to water pooling, which can cause leaks. Inspect twice a year and keep drains clear.
- Sloped Roofs – Naturally shed water better but can lose shingles or tiles in high winds. Inspect yearly, especially in areas where debris builds up.
Pro Tip: Not sure what condition your roof is in? A professional inspection can give you a clear picture and help you plan for maintenance before problems arise.
Why a Professional Roof Inspection is Worth It
A professional roof inspection does more than just identify damage. It gives you a clear picture of your roof’s condition and helps you plan ahead. During an inspection, a trained expert will assess shingle wear, flashing integrity, ventilation efficiency, and potential problem areas.
You’ll receive expert recommendations on necessary repairs or maintenance, ensuring small issues don’t turn into expensive fixes.
With this insight, you can proactively maintain your roof, extend its lifespan, and protect your home from unexpected damage.
Stay Ahead of Roof Problems with Regular Inspections
Your roof does more than just cover your home—it protects everything inside it. But as you’ve learned, factors like age, weather, and materials all play a role in how often it should be inspected. Ignoring small issues today can result in costly repairs or even a premature roof replacement down the road.
A professional inspection gives you clarity on your roof’s condition, helps you catch problems early, and ensures you’re making informed decisions about maintenance and repairs.
At M&M Home Remodeling Services, we’re here to help with honest assessments, expert recommendations, and maintenance planning—so you can protect your home with confidence.
Contact us today for a free inspection quote. Let’s make sure your roof is ready for whatever the Midwest weather brings.
